I must say that after reading this book, I am thoroughly convinced that succeeding at microfinance businesses require special kind of skills, the kind that the Founder, Mr. Chandra Shekhar Ghosh possessed. This book is about his journey of creating the most revered Micro Finance business in Indian history. He established his lending business in state of West Bengal which has deteriorated from being the jewel in the crown of the British Empire to barely having enough competence post the independence era. The book goes to describe a brief history of banking industry where several banks in West Bengal had collapsed due to excessive speculation by the founders and how Reserve Bank of India, State Bank of India, UCO Bank and Bank of India came into existence. The author also discusses the macro-political and economic events which played a significant role in shaping the circumstances at the time. It is a revealing fact that International banks like Standard Chartered and HSBC operated in India much before independence but retrenched later.